Switching your Private Health Insurance

If you already have private medical insurance, you'll be pleased to hear that switching with Heritage Health is simple and quick. We just need a declaration from you, you won't need to fill in lengthy medical forms, just need a few basic details.

If you'd like to see if you can switch to another provider or just see if it is worth considering, call us on 0800 131 0764 and we can talk you through what we'll need. If you prefer, fill out our contact form and we will call you back. We're open 9am to 7pm, Monday to Friday.

Can I change health insurer when I have a medical condition?
Most health insurance is designed to cover new medical conditions. If you are covered for a medical condition with your current provider then we may be able to carry on that cover. Each provider is different but Heritage Health will investigate what is available.

We'll need you to confirm that you're well and aren't waiting for any treatments or tests, and we'll need a copy of your current health insurance certificate.

Will I still be covered while I'm switching health insurers?
Yes. In most cases we will continue your cover without any gaps. Your old insurance will expire and your new policy will start from the same day, so you won't have any break in your cover.

Want to change health insurer?
With Heritage Health, you will get the very best advice, a great price and cover that's tailored to your exact needs. We work with the biggest and most reputable insurance providers in the country.